Dental Insurance – Newton, MA
How to Maximize Your Dental Insurance Benefits
Dental insurance helps countless families in the Newton area and beyond save tremendously on their dental care, but are you getting the most out of your plan? This is a question many policy holders ask themselves, and at Newton Corner Dental Care, we’re ready to help you answer with a definitive “Yes!” Read on below to learn a little more about the ins and outs of maximizing your coverage, and to see how we can use your specific plan at our office, go ahead and give us a call anytime.
Understanding How Dental Insurance Works
The most important thing to understand about dental insurance is that the vast majority of plans are focused on helping people prevent dental problems rather than treat them. This means that routine services like checkups and cleanings will typically receive more coverage than restorative ones like fillings and crowns. By using your plan to primarily pay for preventive care, you'll not only save as much as possible, but you’ll also dramatically lower your risk for developing issues that require more expensive procedures to fix.
What Your Dental Insurance Plan Covers
Expanding on what we mentioned above, most dental insurance plans have benefits that look similar to this:
- Preventive services are covered 80-100% (checkups, cleanings, fluoride treatments, X-rays, dental sealants).
- Basic restorative services are covered 50-70% (fillings and bonding).
- Advanced restorative services are covered 50% (crowns, bridges, dentures, extractions, root canals).
- Cosmetic services like teeth whitening, porcelain veneers, and cosmetic bonding are usually NOT covered because they are elective procedures in most cases.
We Offer In-Network Savings & Welcome Out-of-Network Providers
Newton Corner Dental Care is in-network with many popular dental insurance providers, meaning we’re frequently able to offer patients the most savings possible. However, even if you don’t see your insurance on the list below, we may still be able to use your plan to help you save. It’s important to know that going out-of-network doesn’t always mean you’ll end up paying a lot more for your care. Just give us a call with your policy information handy, and our team will be happy to help you.
We are proud to be in-network with the following insurance providers:
- Delta Dental Premier
- BlueCross/ BlueShield
- Cigna Dental
- GEHA Connection Dental
- United Concordia
- United Healthcare